Lowe’s credit is not issued by Lowe’s but by Synchrony bank: Lowe’s Credit Card Issuer: It’s crucial to remember that Lowe’s credit cards are issued by Synchrony Bank, not Lowe’s itself. Therefore, the decision to approve a new card rests with Synchrony, not Lowe’s. Factors that Synchrony Bank will use to determine if you can … Read More “Will Lowe’s Issue A Credit Card With Bankruptcy On Credit Report” »
Month: January 2024
The ability to get a major credit card after bankruptcy depends on several factors, including the type of bankruptcy filed, individual credit history, and specific lender policies. Typically, you’ll encounter a wait of anywhere from a few months to several years: Type of Bankruptcy: What you can expect from each type of credit card: Secured … Read More “How Long After A Bankruptcy Can I Get A Major Credit Card” »
Yes, it is possible to get a Discover credit card after filing for bankruptcy, and there have been instances where individuals have been approved for Discover cards around two years after being discharged from Chapter 7 bankruptcy. According to discussions on the myFICO® Forums, Discover has a tendency to approve individuals who are out of … Read More “Can You Get A Discover Credit Card 6 Years Post Bankruptcy” »
Rebuilding credit after bankruptcy takes time and patience, but securing a credit card can significantly accelerate the process. After filing for bankruptcy, obtaining a credit card can be a crucial step in rebuilding your credit. Both secured and unsecured credit cards are available, although the specific card you qualify for will depend on your individual … Read More “What Is The Easiest Credit Card To Get After Bankruptcy” »
Capital One, like any other financial institution, will consider your previous bankruptcy when evaluating your application for a credit card. However, it’s difficult to give a definitive answer on how likely they are to refuse it, as several factors influence their decision. The likelihood of Capital One, or any credit card issuer, refusing a credit … Read More “How Likely Is Capital One To Refuse Credit Card If Previous Bankruptcy” »
Down the Debt Spiral: Negotiating with Credit Card Companies to Avoid Bankruptcy The grip of high credit card interest can feel suffocating, leaving you struggling to catch your breath, financially speaking. It’s a situation that, if left unchecked, can lead to the unthinkable: bankruptcy. But before you reach that point, there’s still a powerful tool … Read More “Negotiating With Credit Card Companies On Interest To Prevent Bankruptcy” »
Filing for bankruptcy can have a significant impact on the interest rates you’ll receive on loans and credit cards, typically making it harder to qualify for credit and increasing the interest rates you’ll pay if you are able to get approved. Here’s how: Negative impact on credit score: Bankruptcy stays on your credit report for … Read More “How Does Bankruptcy Affect Interest Rates On Loans And Credit Cards” »
Whether American Express (Amex) will issue a credit card to someone who has filed for bankruptcy depends on several factors, including the individual’s credit history, the severity of the bankruptcy, and Amex’s specific policies at the time of application. Getting an American Express credit card after bankruptcy is possible, but it’s a tough hurdle to … Read More “Will American Express Issue Credit Card After Bankruptcy?” »
Navigating Credit After Bankruptcy: The Challenge of Securing a Gas Credit Card Regaining financial stability after bankruptcy can be challenging, and securing credit cards – especially for necessities like gas – can feel like an uphill battle. But rest assured, it’s not impossible. Here’s what you need to know about navigating the gas credit card … Read More “How Hard Is It To Get A Gas Credit Card After Bankruptcy” »