Disputing Inaccurate Information on Your Credit Report After Bankruptcy

Review Your Credit Report

• Request a copy of your credit report from all three major credit bureaus.
• Check for any inaccuracies or errors in the report.

Submit a Dispute

1. Write a detailed letter explaining the inaccuracies in your credit report.
2. Include any supporting documents that prove the information is incorrect.
3. Send the letter and documents to the credit bureaus via certified mail.

Wait for Investigation

• The credit bureaus will investigate your dispute within 30 days.
• They will contact the creditor to verify the information.

Review the Outcome

1. Once the investigation is complete, the credit bureaus will send you the results.
2. If the inaccuracies are removed, your credit report will be updated.
3. If the inaccuracies remain, you can request a statement to be added to your credit report explaining your side of the story.